Until they provide evidence that you are responsible for that debt if you do not want to discuss the debt until you have additional information verifying the debt, you may use this template letter to inform a collector that you are disputing the debt and instructs the collector to stop contacting you.
You can easily duplicate and paste this text.
I will be answering your contact about gathering a debt. You contacted me by phone/mail, on date and identified your debt as any information they offered you concerning the financial obligation.
I really do have no obligation when it comes to financial obligation you’re trying to gather. Læs resten