Within the school funding for pupils
- First make an application for study grant, housing state and supplement guarantee for education loan with Kela
- Wait for choice by Kela
- Make an application for a learning education loan in eBanking
You won’t require any collateral that is separate given that student loan is fully guaranteed by their state. The re payment of great interest and instalments will not commence until following the studies.
Because of the education loan, it is possible to fund the required acquisitions or accumulate a book investment to make sure smooth studies.
Education loan is just a loan that is low-cost. The mortgage is assured by the continuing state, meaning that you won’t require other security or guarantors. At that time once you get school funding for pupils, the attention is put into the main city.
You may be entitled to subsidy from Kela for the loan repayment if you complete your university studies within the target time. Find out more in regards to the learning education loan settlement and education loan deduction in the Kela web site.
InterestThe rate of interest associated with the learning education loan is immediately for this 12-month Euribor. The linking could be changed with an agreement that is separate.
The interest of the loan is added to the capital for the semesters that you receive financial aid for students, and for semesters following such a semester. The standard repayment dates for the attention are 15 June and 15 December.
The re re payment of great interest will commence in complete plus the interest will no much longer be capitalised once the bank gets information from Kela that school funding for pupils is finished.
PricesA service charge is charged for starting or enhancing the education loan as well as for extra disbursements for the loan. The disbursement that is first a disbursement after financing enhance are totally free. Læs resten